Boat insurance

Sport fishing boat cruising on the water — boat insurance coverage

Protect What Keeps You on the Water

Boat insurance is designed to protect you, your passengers, and your watercraft from a range of risks on the water. Whether you own a fishing boat, pontoon, sailboat, or yacht, the right policy gives you peace of mind every time you cast off.

What Boat Insurance Covers

A standard boat insurance policy typically includes:

  • Liability coverage — protects you if you're responsible for injuring someone or damaging their property while operating your boat
  • Collision coverage — helps pay for damage to your boat from an accident
  • Comprehensive coverage — covers damage from theft, weather, fire, and other non-collision events



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